Over the 10 years that we have been doing debt review, we have learned a lot about the industry and how it works. We have had a lot of requests to help clients who have problems with their debt rather than straight debt counselling.
READ MORE: RD Debt Counselling – who are we
There are several people out there who are in debt review at the moment and it can sometimes happen that the debt counsellor has stopped practising and you aren’t sure what to do, or you can’t get hold of your current debt counsellor. We will then take over your debt review and find out what has happened, and what there is that needs to be fixed, sort out the problems, sort out the payments and talk to the banks, and get you out of debt review. Even if it is a situation that is not an easy fix, we can give you advice on what to do.
We get a lot of calls and people coming in to get debt advice. Whether it is to discuss your situation and find out what you can do, if you are in arrears or they are threatening legal action, we give you advice on what can you do, what are your rights if they want to take your car because it is in arrears, etc. You are welcome to phone us and get some free advice.
READ MORE: How to get debt free
Quite often people want to transfer their debt review to RD Debt Counselling. The law allows you to transfer your debt counselling to another debt counsellor if you want to. However, the process doesn’t start again, but has to continue, so someone else is managing the process. If you are unsure of what’s currently happening with your debt review, contact RD Debt Counselling.
We often see people who apply for credit and can’t get approved because of some black mark on their credit records. We can do an investigation and find out why your credit is not approved and then advise you what you can do about it. This is not something which is fixed in a few days. We have to go through a process to get things sorted out, but at least it gets fixed and you can carry on with your life.
READ MORE: How financial stress affects you and your family
If you are struggling to make ends meet every month, and have arrears that you can’t catch up, then come and chat to us. In debt counselling , you can include your house and your car, and pay them and keep them, and this is very important for a lot of people who don’t want to lose their assets, but just need a bit of a breather on the amount that they are paying.
If you have any debt questions, if you are having problems with debt or with your debt counselling, or you want to clear your credit record, contact RD Debt Counselling and we will advise you what you can do to fix.
