At the time, I was a single mom who had a good job with a good position. I earned a good salary and lived comfortably until life happened. With drastic changes at work and a salary cut sending me into a financial downward spiral, I had to make tough decisions to try and survive on my own. My path crossed with Russel and Wilna. The picture they drew of my current situation was not a nice one, but one that will put me on safe ground. Russel and Wilna helped me by providing me with a no-nonsense approach, guiding me and giving advise, holding my hand every step of the way. I can now say that I am debt free! This is real people make the right choices.